What May A Debt Collector Legally Do Once Asked It To Cease And Desist From Contact?

Denvil Crowe's picture

When bill collectors call, they want to be repaid and rarely, if ever are sympathetic to the problems of the average consumer. They will not stop calling unless you know your legal rights. An experienced bankruptcy - debt solution - attorney like Denvil Crowe may help make them stop calling and subjecting you to their vicious and unreasonable, if not illegal, forms of harassment.

Debt collectors do not care about protecting the legal rights of consumers. Bill collectors do not care about whether you understand your legal rights. This is the obligation of all consumers as debt collectors are only obligated to do so much under federal law. Most debt collectors count on consumers to lack the awareness of their rights and protections under federal law. However, Denvil Crowe cares about protecting your rights. Denvil Crowe will use his entire legal playbook to ensure that any consumer is receiving the full benefit of the protections afforded by federal law.

Under the FDCPA, once a consumer notifies any debt collector in writing that the consumer refuses to pay a debt or that the consumer simply wants the debt collector to cease further communication, the debt collector may not communicate any further with the consumer with respect to the debt. However, keep in mind that a debt collector may communicate the following and not be in violation of the FDCPA:

·       The debt collector may advise the consumer that the debt collector’s further efforts are being terminated;

·       The debt collector may notify the consumer that the debt collector or principal creditor may invoke specified remedies which are ordinarily invoked by such debt collector or creditor;

·       The debt collector may notify the consumer that the debt collector or creditor intends to invoke a specified remedy.

Denvil Crowe's office is readily available to help you find the answers to all of your debt solution questions and problems. Thoughtful, caring, and informative, we can help you decide what is best for you financially and whether bankruptcy is your best option. Call 800-429-HELP (4357), email us at Contact@denvilcrowe.com or check us out online today.

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